Ask about our Excess Insurance Program
Excess insurance is critical in today’s highly litigious environment, and Lionheart Insurance Services is happy to offer agencies another solution to add to their product offerings. This program offers top-tier “A” rated coverage to a wide range of industry segments.
- “A” Rated Carrier
- ISO Follow Form
- Nationwide Coverage
- Up to 5mm Limits
Our Excess Insurance Program offers the following eligibility and coverage details:
- Limits:
- Up to $5mm
- Underlying Carrier Requirements:
- AM Best’s Rating of at least B+VI or A-V or better
- GL-$1mm/$2mm/1mm, AL-$1mm, EL-$500k/$500k/$500k
- Employers Liability (Exceptions Applied)
- A/B-$1mm (Assault & Battery)
- Additional Coverages:
- Additional Insured Endorsements available
- Per Project and Per Location Agg (if eligible)
- Waiver of Subrogation
- Primary & Non-Contributory Wording
- Submissions:
- Acord 125, 126, 131 and 127 if Auto applies
- Underlying Policy Supplemental Application
- Resume Required on New Ventures ( < 3 yrs in Business )
- Copy of Auto & GL Quotes/Policies (WC Required in NY)
- Currently Valued (AL, GL Loss Runs (WC Required in NY)
- Any Special Endorsement Requirements
- Target Risks:
- Hospitality (Restaurants, Bars, Taverns, Nightclubs, Hotels / Motels)
- Farms / Agriculture (Farms, Hunt Clubs)
- Real Estate (Habitational, Commercial, Vacant)
- Manufacturing / Products
- Contractors (Commercial & Residential; GC’s & Trade)
- Retail
- Wholesale & Distribution
- Auto Sales/Service
- Oil/Gas (No over the hole or refining/petro-chemical)